Got a call from my mother's homecare services that they are unable to carry on with my mother, due to its director's ruling. I dun really blame them, because the homecare is situated @ Hougang, thus for them to come all the way to Boon Lay, doesn't really make "business" sense. Thus they going to refer my mother's case to Home Nursing Foundation - the only one who serve Boon Lay according to my homecare nurse. Charges unknown yet, but is expected to be about twice, if not more than i am paying now. I am expected to fail their mean test hands down, so no choice lah. Everything associated with me I can cut cost, but my mother cannot. I will find my way to balance the account book.

My sister suddenly wanted to borrow 500 dollars from me. I saw the msg, and i went into deep thoughts. It's a difficult decision for me. By lending, i would give her the impression that i can come out with 500 dollars easily, and more loans will borrow. But why i dun want to lend, with my bro-in-law's disappearance, i know it's hard on her side, but at the same time, i dun want her to have the habit to rely on me. My mother's expenses is already a big burden, i dun want a even bigger burden. Maybe I am selfish, but 500 dollars is not a small amount to me, and with her "very often no return" policy. I am scared to lend her. And so i didn't response.

I am saving for the cost for the new maid. If my sister is trying to borrow money, i guess that she does not even has enough to save. So come Nov, i will again be the one footing the whole cost of a new maid - which is about 3k. If i borrow her, this 500 will come from this 3k. And i dun even know if she will return. And based on my current income, and spending, it's almost impossible to save for the shortfall now. And so i am taking no risk.

I am learning to cope with what i have. I hope she will too. If she dun, and starts cursing me, well too bad loh. Nothing can change my aggressive saving plan now.